Resources To Help You
From loan programs, market updates, to everything in between- the morgage industry has a lot of moving parts. We pride ourselves on bringing educational resources to our clients regardless of your experience or knowledge of the mortgage process.
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Article
FinanceTermsRefinance
NextDoor LendingNextDoor Lending5 min read
Home Equity Line of Credit
What is a Home Equity Line of Credit (HELOC)? A home equity line of credit, also known as a HELOC, is a type of loan that allows homeowners to borrow money using the equity in their home as collateral. The loan is set up as a revolving line of credit, meaning that the borrower can access the funds as needed and pay them back over time. What are the benefits? One of the main benefits of a HELOC is that it allows homeowners to access a large amount of money at a relatively low interest rate. This can be useful for a variety of purposes, such as home renovations, debt consolidation, or large purchases. Additionally, since the interest paid on a HELOC may be tax-deductible, it can also serve as a useful tool for managing one's finances. Are there risks? It is important to note that a HELOC also comes with certain risks. A significant risk is that most HELOCS start as interest only, it is important for you as a borrower to realize the minimum payment may only be going towards interest. Additionally, since most HELOCs are a type of adjustable-rate loan, the interest rate can fluctuate, which can make budgeting and long-term planning more difficult. Another important aspect of HELOC is the draw period. The draw period is the time during which the borrower can access the funds from the line of credit. Once the draw period is over, the borrower can no longer access the funds and must start repaying the loan. The length of the draw period varies between lenders, but it usually ranges from 5 to 10 years. What is our recap? In conclusion, a home equity line of credit can be a useful tool for managing one's finances, but it is important to understand the risks involved and to carefully consider one's ability to repay the loan before taking one out. It's always recommended to speak with an experienced loan officer. More importantly check with a financial advisor before making any financial decision.
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January 26, 2023
Article
PurchaseFinanceFHA Loan Limits
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FHA 203k Renovation Loan
What are FHA 203k loans? 203k loans, also known as FHA 203k loans or Rehabilitation loans, are a type of mortgage offered by the Federal Housing Administration (FHA) to help buyers purchase and renovate a property. These loans are designed to help people who want to buy a home that needs repairs or renovations, but may not have the funds to make the necessary repairs before moving in. What are the benefits? One of the main benefits of 203k loans is that they allow homebuyers to purchase and renovate a property with just one loan, rather than having to take out multiple loans. This can be more convenient and cost-effective, as it eliminates the need to pay closing costs multiple times and to go through the mortgage process multiple times. Another benefit of 203k loans is that they are available to a wide range of buyers, including first-time homebuyers and those with lower credit scores. FHA loans have less strict credit and down payment requirements compared to traditional mortgages, making it easier for buyers to qualify for a 203k loan. 203k loans are also flexible, allowing for a wide range of renovations and repairs to be made. These can include structural repairs, energy-efficient upgrades, accessibility improvements, and more. This flexibility allows buyers to customize their home to their specific needs and preferences, rather than being limited to the condition of the property as-is. What is the downside? However, 203k loans also have some drawbacks. One of the main drawbacks is that they can be more complex and time-consuming to process compared to traditional mortgages. This is because the loan process includes additional steps such as a property inspection and the development of a renovation plan. Additionally, buyers must also work with a 203k consultant and a HUD-approved contractor, which can add to the time and cost of the loan process. What is our recap? Overall, 203k loans can be a great option for buyers who want to purchase and renovate a property in need of repairs, but they may require more time, effort and money to close a deal. It's important for buyers to carefully consider their options and work closely with a lender experienced with 203k loans to ensure a smooth and successful transaction.
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January 19, 2023
Article
PurchaseFinanceTerms
NextDoor LendingNextDoor Lending5 min read
Home Inspection VS. Appraisal
If you're looking to purchase a home, it can be an overwhelming process. There are many real estate and mortgage terms that may confuse you--one example is the difference between an appraisal and inspection. Understanding what these functions do for both parties involved will help make smarter decisions in your quest for housing!\nHome Inspection\nHome inspections are important for buyers to keep their investment protected. Insuring your purchase is a smart move, and who doesn't want peace of mind? A home inspection is one way you can do this; it's scheduled in advance before the final papers are signed so there won't be any surprises later on. With an inspector coming out beforehand, they evaluate if anything would go wrong down the line with structures or other issues that could have been unknown about until after closing time! They will usually check for leaks or needed repairs in electrical work, plumbing issues, built-ins (like cabinets), roofing material/condition; focus on anything from building code violations to structural concerns like termites. Once inspected it's up to prospective homebuyers as whether they want this information disclosed with their offer.\nHome inspections are an essential part of buying a new home. They allow buyers to learn more about their future property and can even save them from unpleasant surprises in the process! For those who don't know any inspection companies, your realtor should be able to give you some recommendations. You can also check out the American Society of Home Inspectors to help you choose. They have a list of which organizations are qualified and they offer tips on how to be ready for your inspection.\nAppraisal\nAn appraisal is an unbiased third party often assigned by the mortgage lender to make sure that all parties involved (buyer, seller, and lender) receive a fair price for property. Appraisers are highly trained professionals who must meet certain academic qualifications before they can be licensed as appraiser through their state's governing body. Most lenders have a list of qualified appraisers from which you may choose one whose opinion will best suit your needs! The inspector will make sure the property is up to code and that any potential hazards are eliminated. They also check for comparable sales in the area, which makes them a great resource when it comes time to sell your home. Once they have completed their inspection, they'll compile all this information into a detailed report that includes pictures and calculations on how much each facet would affect the house value if changed. This way you won't need to guess about any details or wonder why your appraisal is higher than another one while trying to negotiate with potential buyers!\nBuying your first home is an exciting and exhilarating process. It can also be confusing and a little scary; that's why Next Door Lending is here to help with all of your financing needs! If you're thinking about buying a house or have questions about mortgages, get in touch with one of our loan officers today.\n
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May 9, 2022
Article
Purchase
NextDoor LendingNextDoor Lending5 min read
How long does it take to buy a home?
Renting is a great option for many people, but eventually you might want to buy your own place. So how long does it take? It's important to understand that not all home purchases are the same. There is a difference between your first-time purchase and someone who has bought multiple homes before. For this post, we’ll be looking at it from a first-time homebuyer lens.\nFive steps to buying a home\n\n1 Pre- Approval\nBefore you start thinking about where to live, you need to figure out how much you can afford. Start by talking with lenders and getting pre-approved for what they’re willing to give you based on your income and other debt obligations. Remember there's no such thing as being too careful when it comes time to buy!\nThe pre-qualification is a guesstimate on how much you can afford based on what you tell the loan officer. The approval process must be done after an actual analysis of specific financial disclosures and holds more weight when it's time to make an offer for your new home! With steady work, proof of good credit, and no outlandish debt, this procedure could take anywhere between hours or to a few days.\n2 House Hunting\nYou should choose a neighborhood first and then look for the perfect home in that area. Imagine finding your dream house but hating the location! Make sure you think about how close things are like shopping centers, restaurants, and recreation areas. You also need to consider schools if you have children.\nOnce you have a neighborhood in mind, start hunting! Check out listings online and narrow down which homes might work best for YOU beforehand so looking at them offline can be time well spent rather than wasted. There's a lot you can do on your own when it comes to finding homes, but there are also many benefits of having the help from an experienced agent. You may find your dream home in a day or weeks later - either way patience is key!\n3 Make an Offer\nOnce you find your dream home, make sure to have a formal offer drafted immediately. Drafting an offer can take as little as an hour or potentially a full day if contingencies and specific changes need to be made in the contract. If the seller accepts your offer, typically there is a deposit required (called Earnest Money) which creates goodwill between all parties involved.\nYou may have a grace period in which you're able to change your mind and walk away from an offer for one reason or another. If there is a counteroffer on behalf of the seller, don’t be afraid to negotiate more.\n4 Getting an Inspection\nInspections are essential for a couple reasons. First, your lender will need a copy of the inspection report to determine the home's true value - this helps them calculate the LTV or loan-to-value ratio. Secondly, it can notify you of any significant flaws that could threaten your satisfaction with the purchase.\nMake sure you have a qualified inspector lined up as early as possible, so it gets completed before closing (typically 30-45 days). Your realtor should have some recommendations of reputable firms he or she has worked with and if not, they can easily find one for you in the area. You may also want to bring your agent along during the inspection because there are many questions that only an expert will know how to ask or even notice! \n5 Contract to Closing\nAfter you've agreed to move forward post-inspection, your lender will work on processing the mortgage and getting everything in order. Once they do that, they'll prepare a loan estimate for what you can expect out of pocket at closing day. They also arrange title searches so there are no issues with transferring ownership from seller to buyer when it comes time for the final step\nRealize that it may take 60-90 days to close on your mortgage, but this will be worth the wait so remain calm and focused.\n
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May 9, 2022
Article
SellingRefinance
NextDoor LendingNextDoor Lending5 min read
Mortgage and Divorce
Divorce can be a messy ordeal, and it's one of the most stressful events that people go through. If you're in the midst of divorce proceedings with a mortgage involved, here are some helpful options.\nValue Your Home for Equity\nHome equity is the appraised value of a home minus any outstanding mortgage. If you are considering selling your house, it's best to get an appraisal from a professional first so that both parties know how much money they'll be splitting up or if one will owe more debts than what their share would cover.\nRemoval from the Mortgage\nLeaving your name on a mortgage for a home you no longer live in can negatively impact your credit and debt-to-income ratio. This is because if the bank forecloses, it will negatively affect those numbers in addition to bringing up past debts that are now long gone.\nTo remove your name, you'll need a lender to help. But not all lenders are the same! If you're looking for someone with experience handling different scenarios and making sure they can offer choices based on what is best for YOU (like income, credit score or equity), then talk to us today about refinancing.\nSelling the Home\nIf neither spouse can qualify for the mortgage independently, or no one wants to retain ownership of the home, the property may need to be sold. Selling costs are not insignificant and come with various fees such as real estate agent commissions and repairs. An amicable divorce agreement, written in which each spouse will split any proceeds from sale after paying off the mortgage provides closure for many couples.\nDivorce is a difficult process but there are options for navigating this transition. A divorce attorney, a financial advisor, and a trusted mortgage broker like us at Next Door Lending are here to help guide you.\n
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May 9, 2022
Article
PurchaseFinanceTerms
NextDoor LendingNextDoor Lending5 min read
What is Amortization?
Amortization is kind of like a marathon. It might be difficult at times but eventually things get easier as we reach our final destination (becoming mortgage-free)! Over the course of your loan, amortization will help you to pay less in interest and more in principal each month as it adjusts this ratio for you. When starting out with a new home or business, paying off an expensive monthly payment feels impossible at first but after some hard work and dedication, it's amazing how close we get!\n\nHow does it Work?\n\nWhen you first take out a home loan, regardless of whether you’re buying a new property or refinancing an existing mortgage, the balance on your loan is at its peak. That means that the amount of interest owed in total will also be at its highest.\n\nYour lender could technically skip amortization and make sure every payment includes equal portions of principal balances; but doing so would quickly become a budgeting nightmare as you would have to pay a different amount each time.\n\nAmortization is key to keeping monthly mortgage payments the same throughout a loan. The payment amount changes based on how much of it has been paid off, but amortization ensures that you'll have steady payments for your whole life with this type of borrowing.\n\n\nAmortization gives you more buying power\nAmortization seems complicated, but it has a definitive effect on your ability to get financing. By having a fixed recurring payment every month, the loan officer can better determine if you’ll be able to handle this monthly mortgage expense given your current credit rating and income. If these payments vary from one another too much, then they might lose confidence in whether or not you'll make those future payments on time.\n\nBy using amortization, your monthly mortgage payments are smaller and can allow you to borrow more in the long term. This will give you a better chance at finding your dream home!\n\nAmortization Calculator\n\nThe most straightforward way to understand amortization is by looking at an Amortization Table, which will list each monthly payment and detail how much goes towards the interest or principal. If you already have a mortgage this information was included in your loan documents.\n\nYou can also check out NerdWallet’s mortgage amortization calculator to see what your monthly payments might be. This handy tool can take into account how much you plan to borrow, any down payment, and even factors in local taxes! \n
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May 9, 2022
Article
PurchaseTermsRefinance
NextDoor LendingNextDoor Lending5 min read
What is eClosing?
Electronic mortgage closing, or eClosing for short, is a process that utilizes the convenience of an online portal to sign all or some of your documents electronically. Closing itself includes reviewing and signing paperwork in order to transfer ownership between parties involved with a property transaction.\nTypes of EClosing\nThe two types of eClosings are hybrid and full. Hybrid is the most common type, which has a mix of electronic and “wet-ink” signatures and requires borrowers to meet in person with their notary. The other one, full eClosure requires all papers be signed electronically without any need for face time or penmanship skills - just an internet connection!\nWhen using full eClosing you have two notary options: in-person electronic notarization (IPEN), and remote online notarization (RON). RON does away with face-to-face meetings and document signing. All documents are signed electronically while you meet virtually by video conferencing.\nPros and Cons\nOne pro of using an online closing process is that it provides greater scheduling flexibility and convenience by cutting down on the time needed to meet in person or even eliminating it altogether. Another benefit is that if document mistakes are detected, they can be remedied more quickly which helps avoid a slowdown later during the close out process. There's also benefits when you consider closings being completed faster and cheaper with less paperwork involved thanks to digital documents. The con with this type of closure is that it is obviously not the best solution for those who have difficulty with newer technology such as smartphones or computers.\n
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May 9, 2022
Article
Purchase
NextDoor LendingNextDoor Lending5 min read
Working Remote Has Changed Our Needs. Should You Change Your Home, too?
Over the past year, work has become more remote. This means that homeowners are now looking for homes with offices and lots of natural light to accommodate their evolving needs. Now may be the perfect time to find a home that meets your specific lifestyle!\n\nWorking from Home Isn’t a Fad\nA survey of hiring managers conducted by Statista and Upwork project projects the following over the next 5 years for U.S. workers \n37.5% will work remotely in some capacity\n22.9% will be fully remote\n14.6% will be partially remote\nWorking from Home Allows More Flexibility\nIf you’re one of the nearly 23% of workers who will remain 100% remote, you are able to search for your ideal home in a lower cost-of-living area or somewhere near your dream destination. You can afford more space and freedom to live where you want as well as an opportunity to visit new places at any time!\nIf you’re one of the almost 15% of individuals who will have a partially remote or hybrid schedule, relocating to a home that's further away from your office could be worthwhile. Since you won't be going into work every day, a slightly longer commute for suburban or rural living might not seem so bad if it means more features and space in your new place. \nIf you find your home is no longer a good fit for your remote work needs, it may be time to start looking around. Talk with an agent today so that they can help make sure all of the features you need are taken care of in any future homes where you live and/or work!\n
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May 9, 2022
Article
PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Florida 2021 FHA Loan Limits
The 2021 FHA Limit in Florida is between $331,760 and $552,000 for 1-unit properties and between $424,800 and $706,650 for 2-unit properties. See below for limits on 3 and 4 units.\nAlachua County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBaker County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nBay County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBradford County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBrevard County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBroward County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nCalhoun County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCharlotte County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCitrus County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nClay County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nCollier County \n1 Unit – $450,800\n2 Unit – $577,100\n3 Unit – $697,600\n4 Unit – $866,950\nColumbia County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDe Soto County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDixie County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDuval County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nEscambia County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nFlagler County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nFranklin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGadsden County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGilchrist County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGlades County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGulf County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHamilton County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHardee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHendry County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHernando County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHighlands County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHillsborough County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHolmes County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nIndian River County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJackson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJefferson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLafayette County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLake County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLeon County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLevy County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLiberty County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMadison County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nManatee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMarion County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMartin County \n1 Unit – $350,750\n2 Unit – $449,000\n3 Unit – $542,750\n4 Unit – $674,500\nMiami-Dade County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nMonroe County \n1 Unit – $552,000\n2 Unit – $706,650\n3 Unit – $854,200\n4 Unit – $1,061,550\nNassau County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nOkaloosa County \n1 Unit – $391,000\n2 Unit – $500,550\n3 Unit – $605,050\n4 Unit – $751,900\nOkeechobee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nOrange County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nOsceola County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPalm Beach County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nPasco County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPinellas County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPolk County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPutnam County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSanta Rosa County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSarasota County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSeminole County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSt. Johns County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\nSt. Lucie County \n1 Unit – $350,750\n2 Unit – $449,000\n3 Unit – $542,750\n4 Unit – $674,500\nSumter County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSuwannee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTaylor County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nUnion County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nVolusia County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWakulla County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWalton County \n1 Unit – $391,000\n2 Unit – $500,550\n3 Unit – $605,050\n4 Unit – $751,900\nWashington County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\n\nInformation sourced from hud.gov.
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May 9, 2022
Article
Purchase
NextDoor LendingNextDoor Lending5 min read
Dos and Don’ts of Buying a Home
If you are planning on purchasing a home, there is plenty of information to consider and it can be hard to weed through everything. But don't worry! We're here with some dos and don'ts so you can maximize your chance of getting your dream home. \nDo\nGet Pre-Approved\nGetting a pre-approval will allow mortgage lenders to know exactly how much they can offer you and you’ll be able to find that perfect home within budget.\nContinue Paying your Debts\nNot paying your credit cards or other debts can drag down your credit score as well as increase your hazard insurance.\nResearch\nYou may think you found the perfect place on your first day, but it's important to get all of the information before making a decision. The property should live up to what you're looking for and make sure other houses in similar areas are priced similarly.\nGet your Credit Report\nIt's important to check your credit score before applying for a loan. It may help to get an unsolicited service in order to avoid any inquiries on the report.\nNegotiate\nThe price of a house is never set in stone, so don't be afraid to negotiate. It's often possible for the seller and buyer to come up with a deal agreement to both parties.\nDon’t\nDo it Alone\nYou might be tempted to go it alone, but this can leave you vulnerable and exposed when unexpected surprises arise. Instead, consider asking for help from people who have done it before so that they may share their wisdom with you.\nMaking a Large Purchase on Credit\nDon't make a significant purchase on credit before consulting your lender. If you do, it might delay the closing of that house or even cause the deal to fall through completely.\n\n\nSwitch Jobs\nEven if the pay is more, do not switch jobs before informing your lender. Obtaining the correct paperwork for a new job can take a month or more, potentially affecting your ability to secure your dream home.\nBuying a house is a huge step and many people are unsure how to approach it. The above dos and don'ts can help take the edge off of this process, but if you want an expert opinion on your financial situation before going through with any more steps then reach out today for pre-qualification assistance!\n
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May 9, 2022
Article
PurchaseFinanceTerms
NextDoor LendingNextDoor Lending5 min read
What it Means to Lock in Your Rate
The mortgage rates we are seeing nowadays are fluctuating so fast that they can change by the day, hour, or even minute. Rates go up and down based on many factors such as inflation and economic growth, so the most important thing for homeowners who intend to buy their home is not just getting that lowest rate--but securing it with a lock-in contract before something changes.\nA mortgage rate lock is a guarantee that you'll get to enjoy your fixed interest for as long as you need it, without any concerns about rising prices or changing conditions (regardless of whether they're higher or lower). But- just like stocks -rates can go up and down. If this happens after we've locked in our loan, all bets are off! The only way out: one time float down with an option for locking at a different price if needed before contract expiry date expires.\nBest Time to Lock\nYou can lock as soon as you get pre-approved, so long as you're comfortable with the interest rates and monthly payments. Predicting mortgage rates is nearly impossible so it's best to find the best rate available now. If you lock too early you can extend the deadline. Most lenders offer 30-60 days before extension fees are charged.\nHow Much Does It Cost to Lock?\nRate lock fees vary by lender, and it depends on the amount and term of your mortgage loan. The cost of a rate lock is often pooled into the rate you’re offered.\nWhat Happens when the Rate Expires?\nThe lender might offer to extend your rate lock, either free or for a fee. If they are unable to do so, the combination of rate and points you had expected might no longer be available. In that case, the loan would be based on the new prevailing rate.\nWhat about a Float-Down Lock?\nSome lenders will offer a rate lock with a float-down option. A float down specifically allows the borrower to take advantage of a fall in interest rates during the lock period. There’s typically an additional cost for this, so make sure it makes sense for the possible savings involved.\n
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May 9, 2022
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Refinance
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Could You Affect Your Credit Score by Refinancing?
Refinancing your mortgage can be a great way to lower your interest rate and reduce your monthly mortgage payment, but it can also impact your credit scores.\nHow Can Refinancing Lower Your Credit Score?\nA couple ways refinancing can lower your credit score are –\nCredit Checks. When you check your own credit or a monitoring service does it on your behalf, that’s considered a “soft inquiry”, and your score is unaffected. When you apply for new credit, however, that’s a “hard inquiry” and your score takes a small hit. If you apply for several different mortgage loans, it can add up and make a difference in your overall credit.\nClosing an account. FICO monitors the age of your oldest credit account and newest account, and averages out the age of the others. If your current mortgage is long-standing, closing it may lower your credit.\nHow Can Refinancing Help Your Credit Score?\nIn some cases, refinancing your mortgage may help your score by getting you out of debt. If you’re stuck with an unaffordable home loan and high monthly payments are preventing you from paying down other debts, a refinance could do the trick. \nFor most, refinancing should have few, if any, lasting effects on your credit score and the benefit can have an overwhelmingly positive impact on your life. If you are not sure whether you should refinance your home, contact one of our loan officers. We’ll happily answer all your questions so that you can make the right decision!\n
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May 9, 2022
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Selling
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Best Tips for Moving into a new Home
Moving to a new home is an exciting, yet daunting task. You're in for weeks of packing and planning before you can even think about moving to your new place. If you're looking for some comprehensive tips on how best to schedule a move from start to finish, keep reading!\nPlan your Pack\nThe best way to pack is with a plan. With preparation, you will be more efficient and have an easier time unpacking at your destination as well as avoid any mishaps in transit. The first step should always be figuring out what packing supplies are needed then acquiring them before the trip starts too late for last-minute shopping trips later on which can lead to turmoil if not properly planned from the start!\nGather Packing Supplies\n \nBoxes\nVarious sizes\nTape and Dispenser\nPacking Paper and Crates\nMulti-Colored Tape and Markers\nLabel and Sort\nWhen you arrive at your new place, unpacking will be much easier if all of your items are labeled with what they contain and where they should go.\nOrganize your boxes by the room they came from, and label or color-code them accordingly to indicate their contents. For example: Dishes - blue tape; Clothing - green tape; Decorations/miscellaneous items - red tape.\nLabel each box by room, category, and contents. This will make unpacking infinitely easier when you're looking for something specific. If the box is a mix of categories, write them all on the outside of the boxes!\nLabel or tape all sides of boxes. This is especially helpful when stacking them, so you can quickly identify what’s inside.\nLeave it Behind\nThere are a lot of things you can leave behind if the new location is smaller and/or there's furniture that could stand to go. Now would be an excellent time to purge unwanted or worn-out items before moving day. It saves space in the truck, and it eliminates any need for extra effort during your transition into your new home with all those unnecessary belongings left by the wayside!\nSafety First\n\nIf you're packing heavy objects, it's best to use the smallest box possible. Most people can't lift more than 50 pounds without feeling some strain and packed boxes can get heavy fast\nSave your large boxes for lightweight items. Extra-large boxes are perfect for storing pillows, blankets, and stuffed animals because they take up space while weighing little. \nThe safest way to pack your things so they arrive unharmed is padded players. No matter the size of the box, you should put padding between each layer of items\nThere are specific methods for packing different delicate items, but the general principle remains the same: make sure limbs are padded and cavities are full.\nWhen in doubt, hire a professional! There are specialty transport services to handle things like pianos, fish tanks, and medical equipment\n
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May 9, 2022
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PurchaseConforming Loan Limits
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Arizona 2021 Conforming Loan Limits
The 2021 Conforming limit in Arizona counties is $548,250 for 1-unit properties and $702,200 for 2-unit properties. See below for limits on 3 and 4 units.\nApache County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nCochise County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nCoconino County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nGila County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nGraham County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nGreenlee County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nLa Paz County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nMaricopa County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nMohave County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nNavajo County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nPima County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nPinal County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nSanta Cruz County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nYavapai County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\nYuma County\n1 Unit – $548,250\n2 Unit – $702,200\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.
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May 9, 2022
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PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
California 2021 Conforming Loan Limits
The 2021 Conforming limit in California counties is between $548,250 and $822,375 for 1-unit properties and between $702,200 and $1,053,000 for 2-unit properties. See below for limits on 3 and 4 units.\nAlameda County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nAlpine County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nAmador County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nButte County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nCalaveras County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nColusa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nContra Costa County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nDel Norte County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nEl Dorado County\n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\nFresno County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nGlenn County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nHumboldt County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nImperial County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nInyo County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nKern County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nKings County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLake County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLassen County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLos Angeles County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nMadera County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMarin County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit –1,272,750\n4 Unit – $1,581,750\nMariposa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMendocino County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Merced County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Modoc County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Mono County\n1 Unit – $529,250\n2 Unit – $677,200\n3 Unit – $818,600\n4 Unit – $1,017,300\nMonterey County:\n1 Unit – $739,450\n2 Unit – $946,650\n3 Unit – $1,144,250\n4 Unit – $1,442,050\nNapa County:\n1 Unit – $816,500\n2 Unit – $1,045,250\n3 Unit – $1,263,500\n4 Unit – $1,570,200\nNevada County:\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nOrange County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nPlacer County\n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\nPlumas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nRiverside County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSacramento County\n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\nSan Benito County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nSan Bernardino County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $8,48,500\n4 Unit – $1,054,500\nSan Diego County\n1 Unit – $753,250\n2 Unit – $964,300\n3 Unit – $1,165,600\n4 Unit – $1,448,600\nSan Francisco County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nSan Joaquin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSan Luis Obispo County\n1 Unit – $701,500\n2 Unit – $898,050\n3 Unit – $1,085,500\n4 Unit – $1,349,050\nSan Mateo County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nSanta Barbara County\n1 Unit – $660,100\n2 Unit – $845,050\n3 Unit – $1,021,450\n4 Unit – $1,269,450\nSanta Clara County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nSanta Cruz County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nShasta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSierra County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSiskiyou County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSolano County\n1 Unit – $550,850\n2 Unit – $705,200\n3 Unit – $852,400\n4 Unit – $1,059,350\nSonoma County\n1 Unit – $707,250\n2 Unit – $905,400\n3 Unit – $1,094,450\n4 Unit – $1,360,100\n2Stanislaus County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Sutter County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Tehama County\n1 Unit – $529,250\n2 Unit – $677,200\n3 Unit – $818,600\n4 Unit – $1,017,300\nTrinity County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit –1,272,750\n4 Unit – $1,581,750\nTulare County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nTuolumne County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n2Ventura County\n1 Unit – $739,450\n2 Unit – $946,650\n3 Unit – $1,144,250\n4 Unit – $1,422,050\n2Yolo County\n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\n2Yuba County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.\n
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May 9, 2022
Article
PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
Colorado 2021 Conforming Loan Limits
The 2021 Conforming limit in Colorado counties is between $548,250 and $822,200 for 1-unit properties and between $702,000 and $1,052,650 for 2-unit properties. See below for limits on 3 and 4 units.\nAdams County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nAlamosa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nArapahoe County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nArchuleta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBaca County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBent County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBoulder County\n1 Unit – $654,350\n2 Unit – $ 837,700\n3 Unit – $ 1,012,550\n4 Unit – $ 1,258,400\nBroomfield County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nChaffee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nCheyenne County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nClear Creek County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nConejos County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nCostilla County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nCrowley County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nCuster County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nDelta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nDenver County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nDolores County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nDouglas County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nEagle County\n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nEl Paso County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nElbert County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nFremont County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nGarfield County\n1 Unit – $765,600\n2 Unit – $980,325\n3 Unit – $1,184,925\n4 Unit – $1,472,550\nGilpin County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nGrand County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nGunnison County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nHinsdale County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nHuerfano County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nJackson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nJefferson County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nKiowa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nKit Carson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLa Plata County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLake County\n1 Unit – $625,500\n2 Unit – $800,775\n3 Unit – $967,950\n4 Unit – $1,202,925\nLarimer County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLas Animas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLincoln County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nLogan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMesa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMineral County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMoffat County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMontezuma County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMontrose County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nMorgan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nOtero County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nOuray County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nPark County\n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nPhillips County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nPitkin County\n1 Unit – $765,600\n2 Unit – $980,325\n3 Unit – $1,184,925\n4 Unit – $1,472,550\nProwers County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nPueblo County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nRio Blanco County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nRio Grande County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nRoutt County\n1 Unit – $678,500\n2 Unit – $868,600\n3 Unit – $1,049,950\n4 Unit – $1,304,850\nSaguache County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSan Juan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSan Miguel County\n1 Unit – $649,750\n2 Unit – $831,800\n3 Unit – $1,005,450\n4 Unit – $1,249,450\nSedgwick County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nSummit County\n1 Unit – $822,375\n2 Unit – $1,053,300\n3 Unit – $1,272,750\n4 Unit – $1,581,750\nTeller County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nWashington County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nWeld County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nYuma County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.
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May 9, 2022
Article
PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
Florida 2021 Conforming Loan Limits
The 2021 Conforming limit in Florida counties is between $548,250 and $608,350 for 1-unit properties and between $702,000 and $778,800 for 2-unit properties. See below for limits on 3 and 4 units.\nAlachua County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBaker County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBay County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBradford County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\nBrevard County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Broward County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Calhoun County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Charlotte County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Citrus County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clay County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Collier County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Columbia County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n De Soto County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dixie County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Duval County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Escambia County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Flagler County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Franklin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gadsden County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gilchrist County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Glades County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gulf County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hamilton County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hardee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hendry County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hernando County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Highlands County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hillsborough County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Holmes County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,50\n Indian River County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jackson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jefferson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lafayette County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lake County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Leon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Levy County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Liberty County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Madison County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Manatee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Marion County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Martin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Miami-Dade County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Monroe County\n1 Unit – $608,350\n2 Unit – $778,800\n3 Unit – $941,400\n4 Unit – $1,169,900\n Nassau County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Okaloosa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Okeechobee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Orange County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Osceola County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Palm Beach County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pasco County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pinellas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Polk County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Putnam County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Santa Rosa County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Sarasota County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Seminole County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n St. Johns County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n \n St. Lucie County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Sumter County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Suwannee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Taylor County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Union County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Volusia County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wakulla County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Walton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Washington County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.\n
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May 9, 2022
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PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
Georgia 2021 Conforming Loan Limits
The 2021 Conforming limit in Georgia counties is $548,250 for 1-unit properties and $702,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Appling County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Atkinson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bacon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Baker County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Baldwin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Banks County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Barrow County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bartow County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ben Hill County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Berrien County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bibb County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bleckley County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Brantley County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Brooks County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bryan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bulloch County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Burke County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Butts County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Calhoun County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Camden County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Candler County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Carroll County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Catoosa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Charlton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Chatham County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Chattahoochee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Chattooga County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cherokee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clarke County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clay County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clayton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clinch County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cobb County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Coffee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Colquitt County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Columbia County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cook County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Coweta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Crawford County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Crisp County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dade County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dawson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Decatur County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n DeKalb County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dodge County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dooly County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dougherty County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Douglas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Early County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Echols County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Effingham County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Elbert County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Emanuel County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Evans County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Fannin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Fayette County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Floyd County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Forsyth County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Franklin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Fulton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gilmer County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Glascock County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Glynn County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gordon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Grady County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Greene County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gwinnett County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Habersham County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hall County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hancock County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Haralson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Harris County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hart County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Heard County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Henry County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Houston County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Irwin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jackson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jasper County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jeff Davis County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jefferson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jenkins County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Johnson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jones County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lamar County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lanier County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Laurens County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Liberty County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lincoln County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Long County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lowndes County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lumpkin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Macon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Madison County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Marion County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n McDuffie County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n McIntosh County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Meriwether County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Miller County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Mitchell County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Monroe County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Montgomery County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Morgan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Murray County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Muscogee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Newton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Oconee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Oglethorpe County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Paulding County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Peach County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pickens County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pierce County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pike County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Polk County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pulaski County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Putnam County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Quitman County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Rabun County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Randolph County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Richmond County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Rockdale County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Schley County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Screven County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Seminole County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Spalding County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Stephens County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Stewart County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Sumter County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Talbot County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Taliaferro County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Tattnall County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Taylor County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Telfair County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Terrell County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Thomas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Tift County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Toombs County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Towns County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Treutlen County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Troup County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Turner County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Twiggs County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Union County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Upson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Walker County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Walton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ware County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Warren County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Washington County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wayne County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Webster County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wheeler County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n White County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Whitfield County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wilcox County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wilkes County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wilkinson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Worth County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.\n
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May 9, 2022
Article
PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
Michigan 2021 Conforming Loan Limits
The 2021 Conforming limit in Michigan counties is $548,250 for 1-unit properties and $702,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Alcona County\n1 Unit – $548,250 \n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Alger County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Allegan County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Alpena County\n1 Unit – $8,22,375\n2 Unit – $10,53,000\n3 Unit – $12,72,750\n4 Unit – $15,81,750\n Antrim County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Arenac County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Baraga County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Barry County\n1 Unit – $8,22,375\n2 Unit – $10,53,000\n3 Unit – $12,72,750\n4 Unit – $15,81,750\n Bay County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Benzie County\n1 Unit – $8,22,375\n2 Unit – $10,53,000\n3 Unit – $12,72,750\n4 Unit – $15,81,750\n Berrien County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Branch County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Calhoun County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cass County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Charlevoix County\n1 Unit – $8,22,375\n2 Unit – $10,53,000\n3 Unit – $12,72,750\n4 Unit – $15,81,750\n Cheboygan County \n1 Unit – $8,22,375\n2 Unit – $10,53,000\n3 Unit – $12,72,750\n4 Unit – $15,81,750\n Chippewa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clare County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clinton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Crawford County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Delta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Dickinson County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Eaton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Emmet City\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Genesee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gladwin County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gogebic County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Grand Traverse County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Gratiot County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hillsdale County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Houghton County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Huron County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ingham County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ionia County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Iosco County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Iron County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Isabella County \n1 Unit – $548,25\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Jackson County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Kalamazoo County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Kalkaska County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Kent County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Keweenaw County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lake County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lapeer County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Leelanau County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lenawee County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Livingston County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Luce County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Mackinac County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Macomb County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Manistee County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Marquette County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Mason County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Mecosta County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Menominee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Midland County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Missaukee County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Monroe County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Montcalm County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Montmorency County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Muskegon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Newaygo County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Oakland County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Oceana County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ogemaw County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ontonagon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Osceola County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Oscoda County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Otsego County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Ottawa County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Presque Isle County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Roscommon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Saginaw County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Sanilac County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Schoolcraft County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Shiawassee County \n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n St. Clair County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n St. Joseph County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Tuscola County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Van Buren County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Washtenaw County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wayne County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Wexford County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.\n
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May 9, 2022
Article
PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
Nevada 2021 Conforming Loan Limits
The 2021 Conforming limit in Nevada counties is 548,250 for 1-unit properties and $702,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Carson City\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Churchill County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Clark County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Douglas County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Elko County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Esmeralda County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Eureka County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Humboldt County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lander County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lincoln County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Lyon County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Mineral County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Nye County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Pershing County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Storey County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Washoe County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n White Pine County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.
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May 9, 2022
Article
PurchaseConforming Loan Limits
NextDoor LendingNextDoor Lending5 min read
New Jersey 2021 Conforming Loan Limits
The 2021 Conforming limit in New Jersey counties is between $548,250 and $822,375 for 1-unit properties and between $702,000 and $1,053,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Atlantic County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Bergen County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Burlington County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Camden County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cape May County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Cumberland County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Essex County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Gloucester County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Hudson County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Hunterdon County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Mercer County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Middlesex County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Monmouth County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Morris County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Ocean County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Passaic County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Salem County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n Somerset County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Sussex County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Union County\n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Warren County\n1 Unit – $548,250\n2 Unit – $702,000\n3 Unit – $848,500\n4 Unit – $1,054,500\n\nInformation sourced from hud.gov.
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May 9, 2022
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North Carolina 2021 Conforming Loan Limits
The 2021 Conforming limit in North Carolina counties is between $548,250 and $625,500 for 1-unit properties and between $702,000 and $800,775 for 2-unit properties. See below for limits on 3 and 4 units. \nAlamance County1 Unit - $548,250 2 Unit – $702,000\t3 Unit - $848,5004 Unit - $1,054,500\nAlexander County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nAlleghany County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nAnson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nAshe County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nAvery County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBeaufort County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBertie County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBladen County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBrunswick County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBuncombe County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nBurke County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCabarrus County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCaldwell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCamden County1 Unit -\t$625,500 2 Unit - $800,7753 Unit – $967,9504 Unit - $1,202,925\nCarteret County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCaswell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCatawba County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nChatham County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCherokee County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nChowan County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nClay County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCleveland County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nColumbus County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCraven County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCumberland County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nCurrituck County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nDare County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nDavidson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nDavie County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nDuplin County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nDurham County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nEdgecombe County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nForsyth County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nFranklin County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGaston County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGates County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGraham County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGranville County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGreene County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nGuilford County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHalifax County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHarnett County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHaywood County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHenderson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHertford County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHoke County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nHyde County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nIredell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nJackson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nJohnston County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nJones County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nLee County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nLenoir County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nLincoln County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMcdowell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMacon County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMadison County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMartin County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMecklenburg County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMitchell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMontgomery County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nMoore County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nNash County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nNew Hanover County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nNorthampton County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nOnslow County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nOrange County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nPamlico County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nPasquotank County1 Unit -\t$625,500 2 Unit - $800,7753 Unit – $967,9504 Unit - $1,202,925\nPender County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nPerquimans County1 Unit -\t$625,500 2 Unit - $800,7753 Unit – $967,9504 Unit - $1,202,925\nPerson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nPitt County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nPolk County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRandolph County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRichmond County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRobeson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRockingham County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRowan County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nRutherford County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nSampson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nScotland County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nStanly County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nStokes County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nSurry County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nSwain County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nTransylvania County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nTyrrell County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nUnion County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nVance County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWake County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWarren County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWashington County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWatauga County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWayne County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWilkes County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nWilson County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nYadkin County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nYancey County1 Unit -\t$548,250 2 Unit - $702,0003 Unit – $848,5004 Unit - $1,054,500\nInformation sourced from hud.gov.\n
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May 9, 2022
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Texas 2021 Conforming Loan Limits
The 2021 Conforming limit in Texas counties is $548,250 for 1-unit properties and $702,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Anderson County County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Andrews County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Angelina County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Aransas County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Archer County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Armstrong County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Atascosa County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Austin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bailey County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bandera County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bastrop County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Baylor County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bee County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bexar County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Blanco County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Borden County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bosque County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Bowie County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Brazoria County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Brazos County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Brewster County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Briscoe County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Brooks County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Brown County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Burleson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Burnet County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nCaldwell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Calhoun County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Callahan County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cameron County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Camp County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Carson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cass County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Castro County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Chambers County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cherokee County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Childress County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Clay County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cochran County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Coke County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Coleman County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Collin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Collingsworth County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nColorado County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Comal County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Comanche County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Concho County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cooke County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Coryell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Cottle County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nCrane County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\nCrockett County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Crosby County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Culberson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Dallam County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 Dallas County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Dawson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Deaf Smith County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Delta County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Denton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Dewitt County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Dickens County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Dimmit County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Donley County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Duval County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Eastland County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Ector County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nEdwards County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Ellis County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n El Paso County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Erath County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Falls County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Fannin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Fayette County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Fisher County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Floyd County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Foard County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Fort Bend County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\nFranklin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Freestone County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Frio County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Gaines County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Galveston County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Garza County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Gillespie County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Glasscock County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Goliad County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Gonzales County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Gray County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Grayson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Gregg County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Grimes County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Guadalupe County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hale County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hall County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hamilton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hansford County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hardeman County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hardin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Harris County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Harrison County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hartley County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Haskell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hays County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hemphill County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Henderson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hidalgo County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hill County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hockley County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hood County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hopkins County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Houston County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Howard County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hudspeth County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hunt County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Hutchinson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Irion County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jack County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jackson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jasper County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jeff Davis County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jefferson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jim Hogg County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jim Wells County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Johnson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Jones County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Karnes County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kaufman County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kendall County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kenedy County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kent County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kerr County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kimble County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n King County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kinney County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Kleberg County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Knox County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lamar County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lamb County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lampasas County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n La Salle County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lavaca County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lee County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Leon County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Liberty County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Limestone County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lipscomb County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Live Oak County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Llano County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Loving County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lubbock County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Lynn County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Madison County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Marion County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Martin County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Mason County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Matagorda County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nMaverick County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n McCulloch County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n McLennan County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n McMullen County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Medina County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Menard County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nMidland County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Milam County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nMills County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Mitchell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Montague County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Montgomery County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Moore County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\nMorris County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Motley County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Nacogdoches County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nNavarro County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Newton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Nolan County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nNueces County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nOchiltree County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Oldham County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nOrange County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Palo Pinto County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Panola County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Parker County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Parmer County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nPecos County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Polk County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Potter County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Presidio County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Rains County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Randall County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Reagan County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Real County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Red River County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Reeves County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Refugio County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Roberts County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Robertson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Rockwall County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Runnels County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Rusk County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Sabine County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n San Augustine County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,50\n San Jacinto County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nSan Patricio County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nSan Saba County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Schleicher County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Scurry County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Shackelford County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Shelby County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Sherman County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Smith County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Somervell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Starr County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Stephens County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Sterling County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Stonewall County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Sutton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Swisher County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Tarrant County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Taylor County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Terrell County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Terry County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Throckmorton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Titus County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Tom Green County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Travis County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Trinity County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Tyler County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Upshur County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Upton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Uvalde County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Val Verde County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Van Zandt County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Victoria County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Walker County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nWaller County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nWard County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500 \nWashington County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Webb County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wharton County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wheeler County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wichita County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wilbarger County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Willacy County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Williamson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wilson County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Winkler County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wise County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Wood County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Yoakum County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Young County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Zapata County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\n Zavala County 1 Unit – $548,2502 Unit – $702,0003 Unit – $848,5004 Unit – $1,054,500\nInformation sourced from hud.gov. \n
Read more
May 9, 2022
Article
PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Arizona 2021 FHA Loan Limits
The 2021 FHA Limit in Arizona is between $356,362 and $389,850 for 1-unit properties and between $456,275 and $499,050 for 2-unit properties. See below for limits on 3 and 4 units.\nApache County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCochise County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCoconino County \n1 Unit – $389,850\n2 Unit – $499,050\n3 Unit – $603,250\n4 Unit – $749,700\nGila County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGraham County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGreenlee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLa Paz County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMaricopa County \n1 Unit – $368,000\n2 Unit – $471,100\n3 Unit – $569,450\n4 Unit – $709,700\nMohave County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nNavajo County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nPima County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nPinal County \n1 Unit – $368,000\n2 Unit – $471,100\n3 Unit – $569,450\n4 Unit – $709,700\nSanta Cruz County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nYavapai County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nYuma County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\n\nInformation sourced from hud.gov.
Read more
May 9, 2022
Article
PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
California 2021 FHA Loan Limits
The 2021 FHA Limit in Texas is between $356,362 and $822,374 for 1-unit properties and between $456,275 and $1,053,000 for 2-unit properties. See below for limits on 3 and 4 units.\n Alameda County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Alpine County \n1 Unit – $463,450\n2 Unit – $593,300\n3 Unit – $717,150\n4 Unit – $891,250\n Amador County \n1 Unit – $364,550\n2 Unit – $466,700\n3 Unit – $564,100\n4 Unit – $701,050\n Butte County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Calaveras County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\n Colusa County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Contra Costa County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Del Norte County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n El Dorado County \n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\n Fresno County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Glenn County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Humboldt County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Imperial County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Inyo County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\n Kern County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Kings County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Lake County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Lassen County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Los Angeles County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Madera County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Marin County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit –1,272,750\n4 Unit – $1,581,750\n Mariposa County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Mendocino County \n1 Unit – $442,750\n2 Unit – $566,800\n3 Unit – $685,100\n4 Unit – $851,450\n Merced County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Modoc County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Mono County \n1 Unit – $529,000\n2 Unit – $677,200\n3 Unit – $818,600\n4 Unit – $1,017,300\n Monterey County :\n1 Unit – $739,450\n2 Unit – $946,650\n3 Unit – $1,144,250\n4 Unit – $1,422,050\n Napa County :\n1 Unit – $816,500\n2 Unit – $1,045,250\n3 Unit – $1,263,500\n4 Unit – $1,570,200\n Nevada County :\n1 Unit – $526,700\n2 Unit – $674,250\n3 Unit – $815,050\n4 Unit – $1,012,900\n Orange County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Placer County \n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\n Plumas County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Riverside County \n1 Unit – $477,250\n2 Unit – $610,950\n3 Unit – $738,500\n4 Unit – $917,800\n Sacramento County \n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\n San Benito County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n San Bernardino County \n1 Unit – $477,250\n2 Unit – $610,950\n3 Unit – $738,500\n4 Unit – $917,800\n San Diego County \n1 Unit – $753,250\n2 Unit – $964,300\n3 Unit – $1,165,600\n4 Unit – $1,448,600\n San Francisco County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n San Joaquin County \n1 Unit – $483,000\n2 Unit – $618,300\n3 Unit – $747,400\n4 Unit – $928,850\n San Luis Obispo County \n1 Unit – $701,500\n2 Unit – $898,050\n3 Unit – $1,085,500\n4 Unit – $1,349,050\n San Mateo County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Santa Barbara County \n1 Unit – $660,100\n2 Unit – $845,050\n3 Unit – $1,021,450\n4 Unit – $1,269,450\n Santa Clara County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Santa Cruz County \n1 Unit – $822,375\n2 Unit – $1,053,000\n3 Unit – $1,272,750\n4 Unit – $1,581,750\n Shasta County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Sierra County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Siskiyou County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Solano County \n1 Unit – $550,850\n2 Unit – $705,200\n3 Unit – $852,400\n4 Unit – $1,059,350\n Sonoma County \n1 Unit – $707,250\n2 Unit – $905,400\n3 Unit – $1,094,450\n4 Unit – $1,360,100\n Stanislaus County \n1 Unit – $396,750\n2 Unit – $507,900\n3 Unit – $613,950\n4 Unit – $763,000\n Sutter County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $518,350\n4 Unit – $718,750\n Tehama County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Trinity County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Tulare County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Tuolumne County \n1 Unit – $356,362\n2 Unit – $456,272\n3 Unit – $551,500\n4 Unit – $685,400\n Ventura County \n1 Unit – $739,450\n2 Unit – $946,650\n3 Unit – $1,144,250\n4 Unit – $1,422,050\n Yolo County \n1 Unit – $598,000\n2 Unit – $765,550\n3 Unit – $925,350\n4 Unit – $1,150,000\n Yuba County \n1 Unit – $373,750\n2 Unit – $478,450\n3 Unit – $578,350\n4 Unit – $718,750\n\nInformation sourced from hud.gov.\n
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May 9, 2022
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PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Colorado 2021 FHA Loan Limits
The 2021 FHA Limit in Colorado is between $356,362 and $822,250 for 1-unit properties and between $424,800 and $1,052,650 for 2-unit properties. See below for limits on 3 and 4 units.\nAdams County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nAlamosa County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nArapahoe County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nArchuleta County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBaca County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBent County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBoulder County \n1 Unit – $654,350\n2 Unit – $837,700\n3 Unit – $1,012,550\n4 Unit – $1,258,450\nBroomfield County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nChaffee County \n1 Unit – $391,000\n2 Unit – $500,550\n3 Unit – $650,050\n4 Unit – $751,900\nCheyenne County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nClear Creek County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nConejos County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCostilla County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCrowley County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCuster County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nDelta County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nDenver County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nDolores County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nDouglas County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nEagle County \n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nEl Paso County \n1 Unit – $393,300\n2 Unit – $503,500\n3 Unit – $608,600\n4 Unit – $756,350\nElbert County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nFremont County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGarfield County \n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nGilpin County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nGrand County \n1 Unit – $529,000\n2 Unit – $677,200\n3 Unit – $818,600\n4 Unit – $1,017,300\nGunnison County \n1 Unit – $408,250\n2 Unit – $522,600\n3 Unit – $631,750\n4 Unit – $785,100\nHinsdale County \n1 Unit – $427,800\n2 Unit – $547,650\n3 Unit – $662,000\n4 Unit – $822,700\nHuerfano County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nJackson County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nJefferson County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nKiowa County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nKit Carson County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLa Plata County \n1 Unit – $448,500\n2 Unit – $574,150\n3 Unit – $694,000\n4 Unit – $862,500\nLake County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLarimer County \n1 Unit – $464,600\n2 Unit – $594,750\n3 Unit – $718,950\n4 Unit – $893,450\nLas Animas County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLincoln County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLogan County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMesa County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMineral County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMoffat County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMontezuma County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMontrose County \n1 Unit – $425,500\n2 Unit – $544,700\n3 Unit – $658,450\n4 Unit – $818,250\nMorgan County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOtero County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOuray County \n1 Unit – $425,500\n2 Unit – $544,700\n3 Unit – $658,450\n4 Unit – $818,250\nPark County \n1 Unit – $596,850\n2 Unit – $764,050\n3 Unit – $923,600\n4 Unit – $1,147,800\nPhillips County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nPitkin County \n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nProwers County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nPueblo County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nRio Blanco County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nRio Grande County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nRoutt County \n1 Unit – $678,500\n2 Unit – $868,600\n3 Unit – $1,049,950\n4 Unit – $1,304,850\nSaguache County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSan Juan County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSan Miguel County \n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nSedgwick County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSummit County \n1 Unit – $822,250\n2 Unit – $1,052,650\n3 Unit – $1,272,400\n4 Unit – $1,581,300\nTeller County \n1 Unit – $393,300\n2 Unit – $503,500\n3 Unit – $608,600\n4 Unit – $756,350\nWashington County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nWeld County \n1 Unit – $428,950\n2 Unit – $549,100\n3 Unit – $663,750\n4 Unit – $824,900\nYuma County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\n\nInformation sourced from hud.gov.
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May 9, 2022
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PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Georgia 2021 FHA Loan Limits
The 2021 FHA Limit in Georgia is between $331,760 and $401,350 for 1-unit properties and between $424,800 and $513,800 for 2-unit properties. See below for limits on 3 and 4 units.\nAppling County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nAtkinson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBacon County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBaker County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBaldwin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBanks County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBarrow County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nBartow County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nBen Hill County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBerrien County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBibb County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBleckley County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBrantley County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBrooks County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBryan County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBulloch County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nBurke County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nButts County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nCalhoun County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCamden County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCandler County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCarroll County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nCatoosa County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCharlton County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nChatham County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nChattahoochee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nChattooga County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCherokee County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nClarke County \n1 Unit – $379,500\n2 Unit – $485,800\n3 Unit – $587,250\n4 Unit – $729,800\nClay County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nClayton County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nClinch County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCobb County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nCoffee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nColquitt County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nColumbia County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCook County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCoweta County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nCrawford County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nCrisp County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDade County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDawson County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nDecatur County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDeKalb County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nDodge County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDooly County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDougherty County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nDouglas County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nEarly County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEchols County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEffingham County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nElbert County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEmanuel County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEvans County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nFannin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nFayette County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nFloyd County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nForsyth County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nFranklin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nFulton County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nGilmer County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGlascock County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGlynn County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGordon County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGrady County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGreene County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nGwinnett County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nHabersham County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHall County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHancock County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHaralson County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nHarris County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHart County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHeard County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nHenry County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nHouston County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nIrwin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJackson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJasper County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nJeff Davis County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJefferson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJenkins County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJohnson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nJones County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLamar County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nLanier County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLaurens County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLiberty County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLincoln County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLong County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLowndes County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLumpkin County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMacon County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMadison County \n1 Unit – $379,500\n2 Unit – $485,800\n3 Unit – $587,250\n4 Unit – $729,800\nMarion County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMcDuffie County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMcIntosh County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMeriwether County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nMiller County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMitchell County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMonroe County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMontgomery County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMorgan County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nMurray County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMuscogee County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nNewton County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nOconee County \n1 Unit – $379,500\n2 Unit – $485,800\n3 Unit – $587,250\n4 Unit – $729,800\nOglethorpe County \n1 Unit – $379,500\n2 Unit – $485,800\n3 Unit – $587,250\n4 Unit – $729,800\nPaulding County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nPeach County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPickens County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nPierce County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPike County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nPolk County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPulaski County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPutnam County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nQuitman County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nRabun County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nRandolph County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nRichmond County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nRockdale County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nSchley County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nScreven County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSeminole County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSpalding County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nStephens County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nStewart County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nSumter County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTalbot County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTaliaferro County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTattnall County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTaylor County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTelfair County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTerrell County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nThomas County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTift County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nToombs County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTowns County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTreutlen County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTroup County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTurner County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nTwiggs County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nUnion County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nUpson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWalker County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWalton County \n1 Unit – $401,350\n2 Unit – $513,800\n3 Unit – $621,050\n4 Unit – $771,850\nWare County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWarren County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWashington County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWayne County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWebster County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWheeler County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWhite County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWhitfield County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWilcox County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWilkes County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWilkinson County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nWorth County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\n\nInformation sourced from hud.gov.\n
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May 9, 2022
Article
PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Michigan 2021 FHA Loan Limits
The 2021 FHA Limit on Michigan counties are $356,362 for 1 unit properties and $456,275 for 2 unit. For loan limits for 1, 2, 3, and 4 Unit properties, please see below.\nAlcona County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nAlger County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nAllegan County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nAlpena County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nAntrim County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nArenac County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBaraga County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBarry County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBay County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBenzie County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBerrien County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nBranch County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCalhoun County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCass County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCharlevoix County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCheboygan County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nChippewa County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nClare County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nClinton County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nCrawford County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nDelta County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nDickinson County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nEaton County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nEmmet City\n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGenesee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGladwin County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGogebic County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGrand Traverse County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nGratiot County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nHillsdale County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nHoughton County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nHuron County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nIngham County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nIonia County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nIosco County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nIron County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nIsabella County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nJackson County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nKalamazoo County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nKalkaska County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nKent County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nKeweenaw County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLake County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLapeer County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLeelanau County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLenawee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLivingston County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nLuce County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMackinac County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMacomb County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nManistee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMarquette County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMason County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMecosta County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMenominee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMidland County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMissaukee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMonroe County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMontcalm County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMontmorency County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nMuskegon County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nNewaygo County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOakland County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOceana County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOgemaw County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOntonagon County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOsceola County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOscoda County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOtsego County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nOttawa County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nPresque Isle County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nRoscommon County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSaginaw County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSanilac County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSchoolcraft County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nShiawassee County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSt. Clair County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nSt. Joseph County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nTuscola County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nVan Buren County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nWashtenaw County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nWayne County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\nWexford County \n1 Unit – $356,362\n2 Unit – $456,275\n3 Unit – $551,500\n4 Unit – $685,400\n\nInformation sourced from hud.gov.
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May 9, 2022
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PurchaseFHA Loan Limits
NextDoor LendingNextDoor Lending5 min read
Nevada 2021 FHA Loan Limits
The 2021 FHA Limit in Nevada is between $331,760 and $460,000 for 1-unit properties and between $424,800 and $588,850 for 2-unit properties. See below for limits on 3 and 4 units.\nCarson City \n1 Unit – $361,100\n2 Unit – $462,250\n3 Unit – $558,750\n4 Unit – $694,400\nChurchill County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nClark County \n1 Unit – $345,000\n2 Unit – $441,650\n3 Unit – $533,850\n4 Unit – $663,450\nDouglas County \n1 Unit – $460,000\n2 Unit – $588,850\n3 Unit – $711,800\n4 Unit – $884,600\nElko County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEsmeralda County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nEureka County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nHumboldt County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLander County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLincoln County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nLyon County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nMineral County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nNye County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nPershing County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\nStorey County \n1 Unit – $437,000\n2 Unit – $559,450\n3 Unit – $676,200\n4 Unit – $840,400\nWashoe County \n1 Unit – $437,000\n2 Unit – $559,450\n3 Unit – $676,200\n4 Unit – $840,400\nWhite Pine County \n1 Unit – $331,760\n2 Unit – $424,800\n3 Unit – $513,450\n4 Unit – $638,100\n \nInformation sourced from hud.gov.
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May 9, 2022
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PurchaseFinanceTerms
NextDoor LendingNextDoor Lending3 min read
Tennessee 2021 FHA Loan Limits
The 2021 FHA Limit in Tennessee is between $331,760 and $563,500 for 1-unit properties and between $424,800 and $721,400 for 2-unit properties. See below for limits on 3 and 4 units.\nAnderson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBedford County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBenton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBledsoe County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBlount County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nBradley County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCampbell County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCannon County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nCarroll County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCarter County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCheatham County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nChester County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nClaiborne County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nClay County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCocke County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCoffee County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCrockett County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nCumberland County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDavidson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nDecatur County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDeKalb County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nDickson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nDyer County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFayette County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFentress County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nFranklin County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGibson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGiles County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGrainger County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGreene County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nGrundy County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHamblen County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHamilton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHancock County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHardeman County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHardin County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHawkins County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHaywood County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHenderson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHenry County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHickman County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHouston County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nHumphreys County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJackson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJefferson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nJohnson County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nKnox County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLake County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLauderdale County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLawrence County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLewis County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLincoln County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nLoudon County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMacon County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nMadison County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMarion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMarshall County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMaury County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nMcMinn County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMcNairy County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMeigs County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMonroe County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMontgomery County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMoore County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nMorgan County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nObion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nOverton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPerry County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPickett County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPolk County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nPutnam County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRhea County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRoane County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nRobertson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nRutherford County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nScott County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSequatchie County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSevier County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nShelby County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSmith County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nStewart County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSullivan County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nSumner County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nTipton County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nTrousdale County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nUnicoi County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nUnion County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nVan Buren County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWarren County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWashington County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWayne County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWeakley County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWhite County 1 Unit – $331,7602 Unit – $424,8003 Unit – $513,4504 Unit – $638,100\nWilliamson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650\nWilson County 1 Unit – $563,5002 Unit – $721,4003 Unit – $872,6004 Unit – $1,083,650 \nInformation sourced from hud.gov. .\n
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May 9, 2022